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HomeEquityVideo.png

2018 was a good year for home equity. Do you know how much equity you have?

Whether you are seeking to move up to a more expensive home, move down into a less expensive home, refinance your current home, or take out a home equity line of credit, determining homeowner's equity is an important step in the process. How is this accomplished? The following two steps are required.

Find your home's current market value.
HunzikerAVM.png To quickly obtain an estimate on your home's value, simply type your home address into the search box at hunzikerrealty.com. You will be presented with two automated values. The Zestimate home valuation is Zillow's estimated market value of a home, computed using a proprietary formula. The Zestimate is calculated from public records and subjective user-submitted data. RPR's property valuation, or Estimated Home Value, is generated by a specialized computer program called an AVM (automated valuation model), that assembles public property records. (A valuation is not an appraisal). Should you desire a more precise estimate of your home's value, please contact me directly and I will be happy to assist you with a detailed and accurate analysis.

Subtract your mortgage balance.
Once you have the current market value of your home, subtract the amount you still owe on your home mortgage and related loans from the estimate. This will reveal your current home equity.

I hope your 2019 is off to a good start. If your goals for 2019 include the possibility of making a move, I would look forward to an opportunity to meet with you.
 
HandPhone.png

There's an App for That!

Whether you are a longtime homeowner or new to it, managing your home and all that it requires can be overwhelming. There are plenty of apps on the market that makes being a homeowner much easier than ever before. Check out the following apps to help manage your home.
  • HomeZada- HomeZada allows you to budget and manage projects, inventory your home, set and track maintenance reminders. From the dashboard, you can track your home's value, taxes, maintenance expenses, assets, and more.

  • Centriq- Almost everything comes with an owner's manual and they are never where they are supposed to be when you need them. With Centriq, you snap a picture of the product label or nameplate and it will load warranties and manuals into the app. It also shares information about replacement parts, streams videos for fixing and cleaning the appliance, and alerts you about product recalls.

  • Upkeep Tasks- Having a life means having things to keep up with, maintain, and replace. Some of these things are tough to remember - that's where Upkeep comes in. You tell the app when you last did a task and it will remind you when it is time to do it again.

  • Billminder- Owning a home comes with bills. Billminder helps homeowners manage everything they owe and have it all in one place. You can also set up notifications so you don't miss a payment.

  • Encircle- Hopefully, you'll never have to use the data in an app like this, but in the event of an emergency, you might be glad you have photos to go along with your insurance claim. This app allows you to go room by room and take pictures of how everything is arranged as well as document the specific items of value, make notes, attach photographs, and even log receipts.

If you're looking for ways to stay on top of home management, consider adopting some of these apps into your life.

Looking for more Apps? Check out our HunzikerRealty.com/blog for even more apps to help you with everything home related.
 
CoatDrive2019.png

It's the time of year to get organized and clean out your closets. Have you come across coats you no longer wear or that the kids have outgrown? We will take them! We are collecting coats to donate to Harmony Clothing Closet. There is a large need for children's coats this year. Please bring any coats to our front entry at 105 S. 16th Street in Ames.
 
PeopleShopping.jpg

The Best Time of Year to Buy Things for Your Home

Buying stuff can be stressful. You may regret spending less on a lower quality item in the long run. Overspend, and you'll cut into your budget. Knowing the best time of year to buy appliances and other household items can lessen the anxiety.

Here's a list of the best time of year for sales - or download the one-page calendar here.

Furniture: January and July

You could save 30% to 60% buying furniture in January and July, as stores try to clear out inventory and make way for new pieces, which manufacturers introduce in February and August.

Storage Essentials: January and August

In August, retailers slash prices and offer free shipping on shelving, organizing systems, baskets, and storage bins, baiting parents who are packing kids off to college or getting organized for a new school year.
It happens again in January, when stores roll out more sales - and selection - to help you find a home for all those holiday gifts and meet your organizing goals for the New Year.

Linens and Towels: January

Department store "white sales" - launched in 1878 - are still a favorite marketing tactic and make January the best time to binge on high-quality bedding and towels. If the exact color or style you're seeking is out of stock, ask an in-store rep for a rain check, so you can get exactly what you want at the price that can't be beat.

Major Appliances: January, September, October, and the Holidays

The prices on this year's appliances bottom out when they suddenly become last year's models. With the exception of refrigerators, you can pick up last year's models for way less in September, October, and January, when stores are making room for new inventory.

Paint: January, May, July, November, and December

Prices for interior and exterior paint bottom out when the mercury (and demand) falls - in November, December, and January, but also when it rises back up in May and July.

Flooring: December and January

From mid-December and into January, homeowners tend to take a break from major remodeling projects because of the holidays. Flooring retailers and installers are looking for business, so that gorgeous wide-plank flooring or luscious carpet can be yours for an even more scrumptious price.
Looking for other items and the best time to buy them? Read the full story at Houselogic.
 

January 2019 Area Events

Winter Hike Series
Thursday January 10 at 1:30-3:30 pm
Thursday January 17 at 1:30-3:30 pm
Thursday January 24 at 1:30-3:30 pm
Thursday January 31 at 1:30-3:30 pm
Thursday February 7 at 1:30-3:30 pm
Various locations

Art on the Farm: String Art
Friday January 11 at 5:30-9:00 pm
Center Grove Orchard, Cambridge

Cinch World's Toughest Rodeo
January 11-12 7:30 pm
Wells Fargo Arena, Des Moines

Family Movies in the Gardens
Saturday January 12 at 10 am & 1 pm
Saturday January 19 at 10 am & 1 pm
Saturday January 26 at 10 am & 1 pm
Reiman Gardens, Ames

Skate Tips Class
Saturday January 12 at 10:30-11:30 am
Brenton Skating Plaza, Des Moines

Botanical Blues Winter Concert Series
Sunday January 13 at 2:00-4:00 pm
Sunday January 20 at 2:00-4:00 pm
Sunday January 27 at 2:00-4:00 pm
Des Moines Botanical Garden, Des Moines

Evening Book Discussion
Thursday January 17 at 7:00-8:00 pm
Kirkendall Public Library, Ankeny

Des Moines RV & Outdoor Show
Friday January 18 at 12:00 pm
Saturday January 19 at 10:00 am
Sunday January 20 at 11:00 am
HyVee Hall, Des Moines

Explore your Outdoors: Animal Tracks
Saturday January 19 at 10:00-11:30 am
McFarland Park, Ames

Family Workshop: Bulb Beauties
Saturday January 19 at 11:00 am-12:15 pm
Des Moines Botanical Garden, Des Moines

Central Iowa Kennel Club - All Breed Dog Show
January 19-20 8:00 am-5:00 pm
Bruce L. Rastetter 4-H Exhibits Building, Iow State Fairgrounds

Workshop: Basic Soap Making with Botanicals
Saturday January 19 at 9:00 am-12:30 pm
Reiman Gardens, Ames

Jesse Cook
Sunday January 20 at 8:00 pm
Hoyt Sherman Place, Des Moines

January Dollar Days
Thursday January 24 at thru January 26
Downtown Ames

Winterjam
Friday January 25 at 7:00 pm
Wells Fargo Arena, Des Moines

Za-Ga-Zig Shrine Circus
Friday January 25 at 7:00-9:00 pm
January 26-27 All Day
Richard O. Jacobson Exhibition Center

Baskerville: A Sherlock Holmes Mystery
Friday January 25 at 7:30 pm Wed-Sat, 2:00 pm Sunday Thru February 10
Des Moines Community Playhouse

Richie Lee & The Fabulous 50's ​60 Year Anniversary
Saturday January 26 at 7:00 pm
Talent Factory, Nevada

Little River Band
Saturday January 26 at 7:30 pm
Hoyt Sherman Place, Des Moines

And Then There Were None
Thursday January 31 at 7:30 pm
February 1-2 7:30 pm
February 8-9 7:30 pm
Sunday February 10 at 2:00 pm
Actors, Ames Community Theater

Kinky Boots
Thursday January 31 at 7:30 pm
Stephens Auditorium, Ames

Snowshoe Hike
Saturday February 2 at 2:00-3:00 pm
McFarland Park, Ames

Hairball with special guest Kat Perkins
Saturday February 2 at 7:30-10:00 pm
Richard O. Jacobson Exhibition Center, Iowa State Fairgrounds

Cirque Mechanics
Monday February 4 at 7:30 pm
Stephens Auditorium, Ames

Charlotte's Web
Tuesday February 5 at 10:00 am & 12:30 pm
Stephens Auditorium, Ames

Mascot Skate
Saturday February 9 at 12:00-1:30 pm
Brenton Skating Plaza, Des Moines



 
HomeEquityVideo.png

2018 was a good year for home equity. Do you know how much equity you have?

Whether you are seeking to move up to a more expensive home, move down into a less expensive home, refinance your current home, or take out a home equity line of credit, determining homeowner's equity is an important step in the process. How is this accomplished? The following two steps are required.

Find your home's current market value.
HunzikerAVM.png To quickly obtain an estimate on your home's value, simply type your home address into the search box at hunzikerrealty.com. You will be presented with two automated values. The Zestimate home valuation is Zillow's estimated market value of a home, computed using a proprietary formula. The Zestimate is calculated from public records and subjective user-submitted data. RPR's property valuation, or Estimated Home Value, is generated by a specialized computer program called an AVM (automated valuation model), that assembles public property records. (A valuation is not an appraisal). Should you desire a more precise estimate of your home's value, please contact me directly and I will be happy to assist you with a detailed and accurate analysis.

Subtract your mortgage balance.
Once you have the current market value of your home, subtract the amount you still owe on your home mortgage and related loans from the estimate. This will reveal your current home equity.

I hope your 2019 is off to a good start. If your goals for 2019 include the possibility of making a move, I would look forward to an opportunity to meet with you.
 
HandPhone.png

There's an App for That!

Whether you are a longtime homeowner or new to it, managing your home and all that it requires can be overwhelming. There are plenty of apps on the market that makes being a homeowner much easier than ever before. Check out the following apps to help manage your home.
  • HomeZada- HomeZada allows you to budget and manage projects, inventory your home, set and track maintenance reminders. From the dashboard, you can track your home's value, taxes, maintenance expenses, assets, and more.

  • Centriq- Almost everything comes with an owner's manual and they are never where they are supposed to be when you need them. With Centriq, you snap a picture of the product label or nameplate and it will load warranties and manuals into the app. It also shares information about replacement parts, streams videos for fixing and cleaning the appliance, and alerts you about product recalls.

  • Upkeep Tasks- Having a life means having things to keep up with, maintain, and replace. Some of these things are tough to remember - that's where Upkeep comes in. You tell the app when you last did a task and it will remind you when it is time to do it again.

  • Billminder- Owning a home comes with bills. Billminder helps homeowners manage everything they owe and have it all in one place. You can also set up notifications so you don't miss a payment.

  • Encircle- Hopefully, you'll never have to use the data in an app like this, but in the event of an emergency, you might be glad you have photos to go along with your insurance claim. This app allows you to go room by room and take pictures of how everything is arranged as well as document the specific items of value, make notes, attach photographs, and even log receipts.

If you're looking for ways to stay on top of home management, consider adopting some of these apps into your life.

Looking for more Apps? Check out our HunzikerRealty.com/blog for even more apps to help you with everything home related.
 
CoatDrive2019.png

It's the time of year to get organized and clean out your closets. Have you come across coats you no longer wear or that the kids have outgrown? We will take them! We are collecting coats to donate to Harmony Clothing Closet. There is a large need for children's coats this year. Please bring any coats to our front entry at 105 S. 16th Street in Ames.
 
PeopleShopping.jpg

The Best Time of Year to Buy Things for Your Home

Buying stuff can be stressful. You may regret spending less on a lower quality item in the long run. Overspend, and you'll cut into your budget. Knowing the best time of year to buy appliances and other household items can lessen the anxiety.

Here's a list of the best time of year for sales - or download the one-page calendar here.

Furniture: January and July

You could save 30% to 60% buying furniture in January and July, as stores try to clear out inventory and make way for new pieces, which manufacturers introduce in February and August.

Storage Essentials: January and August

In August, retailers slash prices and offer free shipping on shelving, organizing systems, baskets, and storage bins, baiting parents who are packing kids off to college or getting organized for a new school year.
It happens again in January, when stores roll out more sales - and selection - to help you find a home for all those holiday gifts and meet your organizing goals for the New Year.

Linens and Towels: January

Department store "white sales" - launched in 1878 - are still a favorite marketing tactic and make January the best time to binge on high-quality bedding and towels. If the exact color or style you're seeking is out of stock, ask an in-store rep for a rain check, so you can get exactly what you want at the price that can't be beat.

Major Appliances: January, September, October, and the Holidays

The prices on this year's appliances bottom out when they suddenly become last year's models. With the exception of refrigerators, you can pick up last year's models for way less in September, October, and January, when stores are making room for new inventory.

Paint: January, May, July, November, and December

Prices for interior and exterior paint bottom out when the mercury (and demand) falls - in November, December, and January, but also when it rises back up in May and July.

Flooring: December and January

From mid-December and into January, homeowners tend to take a break from major remodeling projects because of the holidays. Flooring retailers and installers are looking for business, so that gorgeous wide-plank flooring or luscious carpet can be yours for an even more scrumptious price.
Looking for other items and the best time to buy them? Read the full story at Houselogic.
 

Market Numbers

Ankeny Single Family 2018 2017
Jan. 2 Active listings 343 377
Previous Year 2018 2017
Homes SOLD 1328 1387
Average Sale Price $287,720 $286,722
Average Days on Market 85 111
Ankeny Condo/TH 2019 2018
Jan. 2 Active listings 95 116
Previous Year 2018 2017
Condo/TH SOLD 477 481
Average Sale Price $167,687 $156,674
Average Days on Market 87 83
Based on Sales information as reported to the Des Moines Area Association of Realtors as of 1/2/2019

Market Numbers

Boone 2019 2018
Jan. 2 Active listings 52 61
Previous Year 2018 2017
Homes SOLD 267 280
Average Sale Price $135,838 $133,996
Average Days on Market 51 56
Sale Price to List Price Ratio 93.4% 94.2%
Boone County 2018 2017
Jan. 2 Active listings 68 80
Previous Year 2018 2017
Homes SOLD 347 391
Average Sale Price $149,880 $143,895
Average Days on Market 52 59
Sale Price to List Price Ratio 93.6% 94.6%
Based on Sales information as reported to the Central Iowa Multiple Listing Service as of 1/2/2019
City of Boone
Boone County - Residential

Market Numbers

Nevada 2019 2018
Jan. 2 Active listings 43 26
Previous Year 2018 2017
Homes SOLD 150 181
Average Sale Price $171,936 $159,452
Average Days on Market 53 51
Sale Price to List Price Ratio 94.8% 94.8%
Story County 2019 2018
Jan. 2 Active listings 82 60
Previous Year 2018 2017
Homes SOLD 344 359
Average Sale Price $195,013 $173,920
Average Days on Market 51 53
Sale Price to List Price Ratio 96.0% 95.3%
Based on Sales information as reported to the Central Iowa Multiple Listing Service as of 1/2/2019
Nevada - includes communities of Nevada, Maxwell, Colo, Cambridge, Collins, McCallsburg and Zearing.
Story County - Residential, excluding Ames Residential and Ames Rural Subdivisions