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Hunziker & Associates, REALTORS®

In This Issue

Understanding Real Estate

Learning Never Ends

Hunziker named a Top Power Brokerage

Area School Links and Start Dates

Hunziker Q & A

Market Numbers
August Area Events
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  Iowa State Fair
Aug. 8-18
Iowa State Fairgrounds, Des Moines

Science Center of Iowa's Annual Fundraising Event and Auction
Friday, Aug.23
Science Center, Des Moines

Huxley Prairie Fest
Aug. 23-25

2013 Nevada Lincoln Highway Days
Aug. 23-25

4th Annual Garden Quilt Show
Aug. 23-25
Reiman Gardens, Ames

Cyclone Fan Fest
Sunday, Aug. 25
Noon - 2pm
Hilton Coliseum, Ames

2nd Annual Friday Afternoon in Campustown
Friday, Aug., 30
Campustown, Ames

2013 Captain Midnight's Run for Cystic Fibrosis
Friday, Aug., 30
North Grand Mall, Ames

Jay N. Darling and Maynard Reece Exhibition Reception
Thurs., Aug. 29
Brunnier Art Museum, ISU Scheman Building, Ames

IMCA Super Nationals
Boone Speedway

Pufferbilly Days
Sept. 5-8

Useful Websites
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  Ames Chamber Logo
The Ames Chamber of Commerce

City of Ames Logo
The City of Ames

Ames CVB
Ames Convention and Visiors Bureau

Ankeny Chamber Logo
The Ankeny Chamber of Commerce

City of Ankeny Logo
The City of Ankeny

Booone Chamber Logo
The Boone Chamber of Commerce

Nevada Chamber Logo
The Nevada Chamber of Commerce

Ames Main Street Cultural District
Ames Main Street Cultural District

Interest Rate Info
Interest Rate Information


Our REALTORS Understand Real Estate
Any fool can know. The point is to understand. - Albert Einstein

GearsHead.jpg Any real estate agent can list your home for sale. Any real estate agent can sell you a new home because they "know" the process. A Hunziker & Associates, REALTOR will help you to "understand" the process and guide you to making the best decisions for you.

All Realtors are required to complete 36 hours of continuing education every three years. Many Hunziker Realtors take their education farther and get designations such as GRI, CRS, green, e-pro and SRES.

How does this benefit you? This additional education combined with the market information that we equip our agents with, gives them the knowledge and information to understand what is going on in the market. This in turn allows our agents to determine the best listing price for your home. In dollars and cents, this could mean anywhere from 1% to 2.8% more for your home. For the Ames market in 2012, the homes that were listed by Hunziker & Associates, sold for 96.6% of their list price. This was 1% more than Company A, 1.4% than Company B and 2.8% more than Company C. Based on each companies List to Sale ratio, the homeowner could expect:
Hunziker Company A Company B Company C
If a home was listed for $200,000 $193,200 $191,200 $190,500 $187,600
Information gathered from the Central Iowa MLS

It does matter who lists your home. Let the REALTORS® at Hunziker & Associates guide you in the buying and selling of your next home.

Learning Never Ends

OLLIlogo Osher Lifelong Learning Institute at Iowa State University (formerly ISU's College for Seniors) is having an Open House at the ISU Alumni Center on August 8 from 10:30am - 11:30am.

This is the best program in Iowa for individuals 50 years or older and desire to continue to expand their knowledge in a wide variety of topics. The Osher Lifelong Learning Institute at Iowa State University is a program to enjoy - no tests and no grades. You earn the satisfaction of knowing you are doing something for yourself. No affiliation with ISU is required.

Classes are held in the fall for 6-8 weeks (mid-September to early November), winter for 4 weeks (January-February), and in the spring for 6-8 weeks (mid-March to early May). The cost of the classes depends on the length of the class and currently varies from $45 to $60. A $25 membership fee is charged to become a member of OLLI, and special benefits are available to its members. For more information or to be placed on the mailing list, contact OLLI at ISU at, 515-294-3192.

Click Here for OLLI Brochure.

Power Broker

Hunziker & Associates named a Top Power Brokerage

In an industry that has undergone tremendous volatility and consolidation, the survival of the Power Brokers is a testament to their fortitude and adaptability, their business and relationship skills, and their incredible perseverance.
RISMedia is thrilled to honor our industry's top brokers here in our 25th Annual Power Broker Report, a national ranking of the industry's top 1,000 brokerage firms. One of the most amazing realizations in compiling this list is just how many brokerage leaders from 25 years ago have survived two-and-a-half decades of tumultuous market conditions and rapid-fire technology change to find themselves still standing as leaders of thriving real estate companies today.

The achievements of these firms are remarkable. The leadership teams of these Power Brokers have successfully managed their respective firms through extremely difficult economic times. Now, as consumer confidence in homeownership and real estate as a long-term investment continues to improve, the Power Brokers are securely positioned to profitably grow as they rise to meet the needs of a new era of home buying and selling.

-John E. Featherston
CEO & Publisher RISMedia

School Start Date: Changes Proposed

Iowa schools are supposed to start classes in September, but most get around that by applying for a waiver to head back to classes early. Last year, 340 out of 348 districts received waivers. They are required to show "significant negative impact" of a later start date. Up until now, that impact hasn't been defined. The state Department of Education wants to set new guidelines for reviewing those requests.
Click to go to video

Area School Calendars and Start Dates
Ames Community School District - August 22 for 1st-12th, August 26 for Kindergarten, September 5 for Northwood Preschool Center

Ames Christian School - August 21 for Preschool - 6th

St. Cecilia School - August 22 for Kindergarten - 5th, September 3 for Preschool

Ankeny Community School District - August 15 all schools

Ankeny Christian Academy - August 15 all grades

Boone Community School District - August 15 for 5th - 12th, August 19 for Kindergarten - 4th, August 29th for Preschool

Gilbert Community School District - August 22 for 1st - 12th, Kindergarten staggered start, September 3 for Preschool

Ballard Community School District - August 19 all grades

Nevada Community School District - August 20 all grades

Roland Story Community School District - August 14 for 1st - 12th, August 15 for Pre-Kdg./Kindergarten


Hunziker Q & A
What is PITI?

PITI stands for Principal, Interest, Taxes, Insurance. The components of a mortgage payment. Principal is the money used to pay down the balance of the loan; interest is the charge you pay to the lender for the privilege of borrowing the money; taxes refer to the property taxes you pay as a homeowner and insurance refers to both your property insurance and your private mortgage insurance. The principal and interest payments go towards repaying the loan, while taxes and insurance (homeowner's and mortgage, if applicable) goes into an escrow account to cover the fees when they are due.

PITI is typically quoted on a monthly basis and compared to a borrower's monthly gross income by means of computing the individual's front-end and back-end ratios, which are used to approve mortgage loans. Generally, mortgage lenders prefer PITI to be equal to, or less than 28%, of a borrower's gross monthly income.

Ames Market Numbers

  Ames 2013 Ames 2012 Story County 2013 Story County 2012
Active listings as of 8/2/2013 127 185   102 185
Homes SOLD Year to Date 380 385   215 140
Average Sale Price $200,453 $191,443   $140,453 $147,511
Average Days on the Market 59 94   113 118
Sale Price to List Price Ratio 96.7% 95.8%   94.7% 93.5%

Based on Sales information as reported to the Central Iowa Multiple Listing Service as of 8/2/2013
Ames - Ames Residential and Rural Subdivisions
Story County - Residential, excluding Ames and Ames Rural Subdivisions
Hunziker Logo

Hunziker & Associates, REALTORS® has been helping people buy and sell homes in Central, Iowa for over 50 years. With offices in Ames, Ankeny, Boone and Nevada, our real estate agents can help you find the "right" place to call home. Our agents have access to hundreds of homes for sale in the Ames, Ankeny, Boone and Nevada areas through the various Multiple Listing Services (MLS). Corporate office location 105 S. 16th St. Ames, Iowa 50010, phone number 515-233-4450. Agents and Brokers are licensed in the state of Iowa.